I had been feeling pressure from finances and as I said living paycheck to paycheck, it had gotten harder to live as we had grown our family so something had to change. I couldn't go back to work, because any job I got wouldn't allow my kids to maintain there group activities, and daycare was way too expensive, it would eat up my half time job, so I wouldn't be bringing any money in. We had lived here for as long as we could live here for, the fact remained that the cost of living here was just too big for us to handle. How do we get out of it?
I had gotten some advice from my mom around this time, she suggested we sell our home and move up north and find something we could afford. She suggested maybe we live in a tiny home or buy some land outright and live in a trailer on it and build a house. The idea was to live mortgage free. She said that if we had made all the cuts we could make and we still weren't able to make it that this may be the next solution. I listened but wasn't so sure. My biggest challenge would be convincing my husband that we needed to move and that was a big ask!
At the time my husband was also depressed, my husband hated his jobs, yes plural "jobs", he worked 6 days a week and neither of his jobs paid enough for us to live. We had no savings. We lived paycheck to paycheck. He was over worked and tired all the time, and felt stuck in a rut. It seemed I was supposed to pull him out of it and convince him to leave his family behind and move to another state, hahaha, easier said than done!
Well, I stated my case, I had the "honey" talk. We need to do this because we won't ever have money for savings. He at first was weary, but then came around and seemed to understand but he still seemed reluctant. He kept telling me he was on board but I'm not sure he was entirely.
I had gotten some advice from my mom around this time, she suggested we sell our home and move up north and find something we could afford. She suggested maybe we live in a tiny home or buy some land outright and live in a trailer on it and build a house. The idea was to live mortgage free. She said that if we had made all the cuts we could make and we still weren't able to make it that this may be the next solution. I listened but wasn't so sure. My biggest challenge would be convincing my husband that we needed to move and that was a big ask!
At the time my husband was also depressed, my husband hated his jobs, yes plural "jobs", he worked 6 days a week and neither of his jobs paid enough for us to live. We had no savings. We lived paycheck to paycheck. He was over worked and tired all the time, and felt stuck in a rut. It seemed I was supposed to pull him out of it and convince him to leave his family behind and move to another state, hahaha, easier said than done!
Well, I stated my case, I had the "honey" talk. We need to do this because we won't ever have money for savings. He at first was weary, but then came around and seemed to understand but he still seemed reluctant. He kept telling me he was on board but I'm not sure he was entirely.
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